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HOW TO PLAN YOUR INVESTMENT

First, identify your investment goals. Retirement and education are two common goals, but consider short-term goals as well, like a vacation or a new car. The location of the asset to invest in should also be a part of the background in deciding what your goals should be, likewise asset allocation.

HOW TO CUT YOUR ELECTRICITY BILL

Electricity-wise, dryers are evil. If you must use one, dry clothes in consecutive loads. If the dryer is already warm, you save on initial energy consumption. Also, don’t overdry your clothes. Leaving clothes in the dryer too long causes shrinking and needlessly consumes more energy.

STUDENTS' LOAN APPRAISALS

THE COST OF EDUCATION IS RATHER EXURBITANT AND THE STUDENTS ARE AT THE MERCY OF? THE GOVERNMENT OR THE FINANCIAL INSTITUTIONS

Tuesday 27 August 2013

laugh off your financial stress

funny finance pics
i guess it is okay to have some amusement, so i gathered some funny pics from around the web, and hope they are hilarious enough to kill your stress
enjoy...








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Thursday 15 August 2013

THE MANY TROUBLES OF BLACKBERRY


BlackBerry open to going private.

IF the rumor filtering around has any iota of fact in it, then one can boldly say it will not be business as usual for retailers that distributes BlackBerry mobile phones. Retailers seems to be a lot saver than the investors as the firm plans to go private. This is a magnificent twist from the earlier indications from the firm.

The reasons for this twist can be laid on the poor sales of Z10. Sales have been below analyst expectations.
BlackBerry is warming up to the possibility of going private, as the smartphone maker battles to revive its fortunes.

The firm's board are of the conviction that going private would give them breathing room to fix its problems out of the public eye. Though this is not imminent, however the possible are high, and investor are already getting to play around with the facts of the situation.

The Canadian-based company's shares have fallen more than 19 percent this year. Its market value has fallen to $4.8 billion, from $8.4 billion at its peak in 2008.
BlackBerry, which had been pinning its hopes for a turnaround on its new line of BlackBerry 10 devices, faced unprecedented disappointing.

BlackBerry's openness to consider a deal marks a radical shift in thinking at the once high-flying smartphone maker. Until recently, BlackBerry, formerly known as Research in Motion and a pioneer in providing secured emails on handheld devices, had been bent on staying independent, betting its turnaround on its latest smartphones.
The company has also been looking at options such as licensing its BlackBerry 10 software and other partnerships.
Waterloo, Ontario-based BlackBerry has recently had discussions with private equity firm Silver Lake Partners about potential collaboration in enterprise computing, one of the sources said.
Silver Lake is caught in a bruising $25 billion battle to take Dell private. Should it succeed in the Dell buyout, one possibility could be for it to collaborate with BlackBerry in mobile computing, where the PC maker has struggled to gain traction, the source said.
The talks with Silver Lake did not involve any buyout or other transaction-related discussions, the source said.
Silver Lake declined to comment.
Pressure is only increasing on the smartphone maker. BlackBerry 10 sales have come in well below some analysts' expectations, raising questions about whether the company can quickly win back market share from Apple Inc's iPhone as well as Samsung's Galaxy devices and other phones powered by Google's Android operating system.
Some investors say the company must now look at all of its options, from a sale of the whole company to a sale of parts. Its valuable patent portfolio and high-margin services business could draw interest from technology companies.
But private equity firms have circled the company for more than two years and have tried without success so far to figure out ways to structure a deal.
Moreover, Ottawa reviews any big takeover of a Canadian company for competitive and national security reasons. Government officials have often said they want BlackBerry to succeed as a Canadian company, but concede they do not know how things will play out.

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CAUTION; cashless policy investments



CAUTION; cashless policy investments!!!


The Central Bank of Nigeria would take delivery of new Naira notes before the end of September for circulation, the cost which is put at 250 billion Naira. Dr Tunde Lemo,the deputy governor of the CBN confirms this in an interview with journalists. what however cut my fansy here is the cost of producing the new notes. in a country where much is desired in infrastructure, you can not help but wonder whatever happens to the cashless policy and why does the country have to cough out that much to print its currency.
Some months ago, the apex bank had made a lot of publicity about the cashless policy it is willing to pursue, and the rarity of the nation of investment in the sector that is alien to the Nigerian market but will certainly guarantee high yield return on investment for the investor in the infrastructure that will facilitate the cashless policy.
A lot of investors, Nigerians and non-Nigerians alike, took the bate, and now we have POS centres scattered along the nooks and cranny of the country, however, if the country continues to shun out new currency, then there is a question mark on the long term viability of the business in the cashless policy investment niche.
I understand that some folks have invested in rendering services to facilitate the cashless policy, does it means that you should back out? NO!!!  HELL NO!!!
I simply want to make you understand the possibility, that your venture might only be for a short term, therefore it will be wise to take caution in adding more funds to the venture. For those who are yet to invest in it, be warned!!!!!!
It will cause no harm at all if you apply caution and observe the indexes before you plore your hard earned money  a venture that will last only a while.
The apex bank had earlier said that new naira notes would be in circulation by June, and that the smaller denomination notes (N5, N10, N20, and N50) would be reprinted on paper. Dr Lemo says that the public would get a LARGE QUANTITY OF NEW NOTES to replace the old and mutilated notes, particularly the higher denomination notes in the first instance, then later the lower denominations.
                 ... LARGE QUANTITY OF NEW NOTES!!!
to boost the cashless policy???
caution is the word people, caution!!!


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Tuesday 6 August 2013

why i ignored it: WORDPRESS 3.6 IS OUT

GOODNEWS FOR WORDPRESS OPEN SOURCE USERS

wordpress vs blogger? 
with the newer version, 
whats your choice to promote your business online

for the advantage of those following my blog post and yet to know that wordpress newer version is out, well , i think i hva the obligation to cut my busy scheduke to let you know that wordpress 3.6 is out.
It wiil not be a bad idea to start to have a check on it.
what about me?
hmm!!! lets just say am contended with what google offers me for free with blogger.com, and the bottom line here is not about the technology you used but how much profit a new stuff will give you.
the best have gone as far as content management source are concerned is on the wamp server on my microsoft machine.
alrit!!! need to go back to work now

wordpress


Have you upgraded to WordPress 3.6 yet? Post your thoughts on WordPress 3.6 if you have updated your blog already.
Any error’s with plugins, theme errors, features…etc
Is there a feature or a fix that you like a lot? Explain why below in the comment field.

Saturday 3 August 2013

special: increase traffic with backlinks


                     

                               HOW I INCREASED MY TRAFFIC WITH BACKLINKSHey guys. I just thought  it cool to share with you what have been experimenting with, traffic to my blog with quality backlink. I understand that some SEO gurus think that backlink really do not matter in page ranking, but who cares about page ranking for as long as there is quality traffic to my site, for free. I tried out some simply steps which really does not require much time and the results I have has been so amazing that i think sharing it with you wont be a bad idea at all, on our friday night specials. by the way , i alomst forgot to say TGIF!!! yeah!


ok! lets get to it. I have found that quality backlink will increase your page ranking, in at least on of the keywords you use in your website metadata. please note that the search engine algorithm detect link exchange program, therefore, you don't get page ranking for that kind of backlink. Only one directional backlink and not link exchange will see you effect some better page ranking.SO HOW DO YOU GET ONE DIRECTIONAL BACKLINK...Follow the simple steps below...
1. write an article and submit to article directory( avoid pliagliarianism)2. post comment in pages of same niche as your, were your target audience (avoid spam)3. share post on social network


Another great way to get quality backlinks to your blog is by making effective use of press release websites. If properly done, you can get a lot of quality backlinks from press release sites because they are supplying content to a lot of smaller sites and they can easily get picked up by news sites which means more exposure and quality backlinks for you.When trying to get the best from your press releases you should make sure you have a newsworthy and attractive title because this will make more people interested in your press release, you should also make sure you have a link to your website in the body of your content because some people might scrape your content without wanting to give credit to you but this will help you against that.

GUEST BLOGGING is another great way to build quality one-way backlinks to your website and unlike article marketing the backlinks built through guest blogging are high quality and authority backlinks because most blogs you will be guest posting for have been trusted by Google over time and they don’t publish duplicate content.Many blogs also have high pagerank and your article can stay on their homepage for sometimes, if you write a great article then you can even get more people to link to it which means more authority for the most which in turns transfer to your website. I HOPE YOU FIND TODAY'S SPECIAL RELEVANT TO YOUR NEED...TO YOUR SUCESSS...
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